Billing

How credits work

A complete guide to understanding Milestis credits — what they cover, when they reset, and how to get more.

4 min readUpdated January 2026

What are credits?

Credits are the in-app currency that power AI-assisted features inside Milestis — things like generating layouts, applying smart themes, and creating captions for your photos. Every account starts with a monthly credit allowance based on your plan.

Free accounts receive a limited number of credits per month. Pro and Family plans come with a larger allowance. See the for exact numbers.

How credits refresh

Credits reset to your plan's full allowance on the first day of each billing cycle. Unused credits do not carry over to the next month.

You can always see your current balance and reset date at the top of Settings → Billing.

What uses credits

The following actions consume credits:

AI layout generation — automatically arranging photos into a balanced spread (5 credits per layout).
Smart captions — AI-written captions for individual photos or entire pages (2 credits per caption).
Theme suggestions — getting color palette and font recommendations for your project (3 credits per suggestion set).
Background removal — removing image backgrounds with one click (4 credits per photo).

Regular actions — uploading photos, editing text, changing layouts manually, sharing, and downloading — are always free and never consume credits.

A preview of the credit cost is always shown before you confirm an AI action. You can cancel at any point without spending credits.

Getting more credits

There are two ways to add credits mid-cycle:

Upgrade your plan.Moving to a higher tier immediately gives you that plan's full monthly allowance, prorated for the remaining days in the cycle.
Buy a credit top-up. Go to Settings → Billing → Buy credits and choose a one-time pack. Top-up credits do not expire until the end of the following month.

Frequently asked questions

What happens when I run out of credits?

AI features will be unavailable until your credits refresh at the start of the next billing cycle, or until you purchase a top-up. All non-AI editing continues to work normally.

Do credits transfer if I change my plan?

Upgrading mid-cycle gives you the new plan's full allowance. Downgrading takes effect at the start of the next cycle, so you keep the current allowance until then.

Are credits refundable?

Monthly plan credits are non-refundable, as they are included in your subscription. Top-up packs purchased separately can be refunded within 14 days if unused — contact support.